For Tax Bills Starting at $100K

The taxes you've already paid
aren't gone. They're a starting position.

If you've paid $100K or more in past tax bills, that history is what sizes the opportunity. Investment tax credits let you redirect that scale into a credit and depreciation at once — not by amending returns or chasing a refund, but by structuring forward so every bill ahead gets smaller.

9/10

Businesses overpay taxes

Using fully vetted, IRS-compliant strategies. The question isn't whether opportunities exist in your tax history — it's whether anyone has looked.

Minimum annual tax bill

$100K

No upper limit. We've worked with clients from successful high earners to 10-figure enterprises.

$100K+

Minimum annual tax exposure

3 yrs

Prior returns reviewed

15–20%

Average client tax savings

CTBA

Certified Tax & Business Advisor

What We Do

Three strategies.
One mandate.

We don't sell cookie-cutter plans or rely on one flashy tax code. Our approach stacks multiple, tailored strategies based on where you are — and where you're going. The IRS tax code is 75,000 pages. Most people have only ever seen five.

01

Investment Tax Credits

ITC — Core Strategy

Your past tax payments aren't a sunk cost — they size the opportunity. ITC structures redirect your tax history into a credit and depreciation working together, so forward bills shrink instead of repeat. No amended returns. No refund chase. Forward structuring only.

02

Business Exits

Pre-Transaction Planning

The tax moment on a business sale is one of the largest most owners will ever face. With the right structure in place — arranged at least a year before the transaction — much of that exposure can be mitigated. We cannot help after the sale. We can help before it.

03

MERPs &
Employee Benefits

Bottom-Line Strategy

Medical Expense Reimbursement Plans and strategic employee benefits are among the most consistently overlooked bottom-line opportunities in the tax code. Most businesses leave significant savings here. We find them, structure them, and implement them without disrupting what's already working.

The Timing Problem

Planning a business exit?
The clock starts now.

The sale of a business creates one of the most significant tax events most owners will ever experience. Capital gains. Depreciation recapture. State taxes layered on top. For many, the bill is measured in millions.

The structure that mitigates it has to be in place before the sale. Not during. Not after. The strategies that work require time — at minimum a year of pre-transaction planning to execute properly.

WE CANNOT HELP AFTER THE SALE HAS CLOSED. IF YOU ARE CONSIDERING AN EXIT IN THE NEXT ONE TO THREE YEARS — THIS IS THE CONVERSATION TO HAVE NOW.
Start the Conversation

40%+

Combined federal, state, and recapture exposure on a typical business sale

  • Long-term capital gains run 20% federal, plus the 3.8% net investment income tax
  • Depreciation recapture, receivables, and inventory are taxed as ordinary income — up to 37%
  • State taxes apply on top of federal — combined exposure often exceeds 40%
  • Structures that reduce exposure must be in place before the transaction
  • Most advisors don't surface these strategies until it's too late
  • Pre-arranged planning strategies require at least 12 months

"In America, there are two tax systems. One for the informed and one for the uninformed. Both are legal."

— Judge Learned Hand · U.S. Federal Judge

Free Resource

The book that started
this practice.

Aimee Spencer's guide to legally paying less tax — the strategies most high earners were never shown, written for the people who are ready to ask the right questions.

Free. No obligation. Yours immediately.

Download Free eBook See All Strategies →

Get Untaxed, Legally — The CTBA Guide to Paying Less Tax

Aimee Spencer, CTBA

Certified Tax & Business Advisor

Free eBook · Instant Access · No Obligation

Start Here

If you've paid $100K in taxes,
the opportunity already exists.

The assessment takes less than five minutes. Every submission is reviewed personally. If there's an opportunity in your tax history, you'll hear about it directly.

Start Your Assessment

Reviewed within 48 hours · No obligation